A car accident is one of the life worst experiences, sometimes there can be injuries or even fatalities. If you recently involved in an auto accident whether it is your fault or not, you need to follow certain things to protect yourself.
Of course, proper medical attention is must just after the accident. The first thing you should consider to call an accident attorney. Check self-injuries, move your car to the side, call 911, exchange insurance information or call the insurance company. These little things is very important to do just after an accident and to work with a car accident attorney.
Here some tips to consider for car accident claims –
Dealing with your insurance company –
The first person you need to call after meeting an accident is the claim adjuster whether a staff adjuster from an insurance company or an independent adjuster.
In general, they will ask you a series of questions like the location of your car, is your car damaged, the area of damage, was anyone hurt etc. Most of the insurance companies move your car to their preferred body shops.
Inform them about the damage of your car and where the damage is located. Let them know whether the damage is serious or minor. Also, let them know was anyone get hurted or not. Your insurance contains medical payments which will pay the bills for injuries you sustain.
Repairing your car –
The insurance company will only recommend you one of their preferred shops. They have the agreements with the shop to do some work for them such as photographing of damage car for an insurance company. But there is no mandatory to choose their recommended shops. You can also choose a shop that you want and then tell the insurance company and adjuster to reach an agreed price with the shop.
Resolving your injury claim –
After a car accident, if you get injured and you want to recover all the reasonable values of your medical bills, lost wages and many more. You should know that every case is different. So to know that your case is worth or not, it takes experience. You should probably need to consult a car accident lawyer.
Remember that you have only two years from the accident date to either settle your case or file a lawsuit.
Whenever you met a car accident, you will notice that insurance adjuster try many different tactics with you. The main concern of these tactics is to save the company money. Well, these above description helps to get an overview how claims work in a car accident.